A Business Owner's Policy (BOP) is a convenient way to help protect your business for property damage and liability insurance in a single policy. By bundling these two coverages into one policy, you can worry less about insurance policies and focus more on your customers.
General Liability (GL) Insurance helps protect you from claims that happen as a result of normal business operations. GL includes claims for third-party bodily injuries, resulting medical payments, and advertising injuries. General liability is also known as "Business Liability Insurance," or "Commercial General Liability" (CGL) insurance. While we're not here to tell you what to call it, we can help you get the coverage your business needs.
Professional Liability Insurance (PLI), also called Errors & Omissions Insurance (E&O), in combination with your general liability insurance provides additional coverage should a customer/client be harmed as a result of your service or advice if you're legally found at fault.
Workers' compensation insurance is coverage for an employee's medical expenses, lost wages, and rehabilitation services that result from a workplace injury or illness. Workers' compensation insurance is known by many names from workman's compensation, workers' comp, workman's comp, and others. Regardless of the name it's state regulated and generally mandatory for many businesses.
Limited or no coverage for accidents while using your vehicle for business Paying out of pocket for repairs, injuries, and more Losing your personal auto coverage